It’s important to maintain a level head in times of market turbulence. But that is often easier said than done, especially in the heat of market volatility. Even with the best intentions, investors can be challenged by their own bias and emotions when it comes to making investment decisions.

Early retirement is a concept that, at one point in your working life, may have seemed like a dream. Yet many Americans who have retired early have done so not by choice, but because of circumstances out of their control.

Today it’s common for Americans to spend 2, 3 or even 4 decades in retirement. This means people have ample time to relax and achieve a bucket list of dreams. However, the flip side is that retirees need to ensure they have enough savings to last through their lifetime.